Second Home Purchase
Financing

We work through the details of second-home financing to help make your weekend or vacation property easier to purchase.

A Lender Who Understands the Second-Home Purchase

TheWorkingBanker is the personal marketing brand of Greg Gibson, Loan Originator with NOLA Lending Group. All mortgage lending services are provided through NOLA Lending Group, a division of First Federal Bank NMLS #2866113. Equal Housing Lender. This site is for informational purposes only and does not constitute a loan approval, loan commitment, or offer to lend. All loans are subject to credit approval, underwriting guidelines, program availability, and applicable disclosures.

A second home can provide a place for weekends, family gatherings, seasonal stays, or more time in a community you love. Financing differs from both a primary residence and an investment property, so the intended use, property type, occupancy, and overall financial position must be reviewed before moving forward.

What May Qualify:

Beach houses and coastal homes
Weekend and vacation properties
Qualifying condominium units
Single-family second homes
Properties occupied by the borrower during part of the year
Homes suitable for year-round residential use
Eligible second-home purchase transactions

Occupancy, rental use, credit, income, reserve, appraisal, and property requirements apply.

Contact Greg

A Reliable Mortgage Lender for Your Home Away From Home

Local Guidance for Your Second-Home Purchase

Purchasing a second home often involves more than finding a property you enjoy. Buyers should consider the down payment, reserves, insurance, taxes, maintenance, travel distance, occupancy requirements, and the total cost of owning another home.

As The Working Banker, I help buyers understand how the property will be viewed for financing and what documentation may be needed. Whether you are considering a coastal retreat, a weekend home, or a vacation condominium, I stay involved and help keep the buyer, real estate agent, and lending team informed throughout the transaction.

If you are considering a second home along the Mississippi Gulf Coast or elsewhere in an eligible market, contact The Working Banker before making an offer.