Home Mortgage Re-finance
Financing
We work with you to determine whether replacing your current mortgage makes financial sense.
A Lender Who Looks Beyond the Interest Rate
TheWorkingBanker is the personal marketing brand of Greg Gibson, Loan Originator with NOLA Lending Group. All mortgage lending services are provided through NOLA Lending Group, a division of First Federal Bank NMLS #2866113. Equal Housing Lender. This site is for informational purposes only and does not constitute a loan approval, loan commitment, or offer to lend. All loans are subject to credit approval, underwriting guidelines, program availability, and applicable disclosures.
Refinancing may help you reduce your payment, change your loan term, consolidate debt, remove a borrower, or access available home equity. The right decision depends on your current balance, closing costs, proposed payment, repayment period, and how long you expect to own the property.
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What May Qualify:
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Rate-and-term mortgage refinancing
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Shortening or extending the loan term
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Changing from an adjustable to a fixed-rate mortgage
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Cash-out refinancing
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Consolidation of qualifying higher-interest debts
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Removing or adding an eligible borrower
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Refinancing a qualifying residential property
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Credit, income, equity, appraisal, occupancy, property, and program requirements apply.
A Reliable Mortgage Lender for Your Refinance
A Practical Review of Your Current Mortgage
A lower interest rate can be valuable, but it is not the only reason to refinance. The new payment, closing costs, remaining loan balance, repayment period, and your expected time in the home should all be considered before replacing your current mortgage.
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As The Working Banker, I review the complete transaction rather than focusing on one number. I help compare your existing loan with the proposed refinance so you can understand the potential payment, costs, break-even period, and long-term impact.
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If you are considering refinancing, contact The Working Banker for a practical review of your current mortgage and available options.
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TheWorkingBanker is the personal marketing brand of Greg Gibson, Loan Originator with NOLA Lending Group. All mortgage lending services are provided through NOLA Lending Group, a division of First Federal Bank NMLS #2866113. Equal Housing Lender. This site is for informational purposes only and does not constitute a loan approval, loan commitment, or offer to lend. All loans are subject to credit approval, underwriting guidelines, program availability, and applicable disclosures.