<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[TheWorkingBanker]]></title><description><![CDATA[TheWorkingBanker is the personal brand of Loan Officer Greg Gibson. A resource for sharing mortgage insight, market updates, and other real estate centric observations along the Mississippi Gulf Coast and the surrounding Gulf South markets. TheWorkingBanker reflects Greg Gibson's personal approach to lending and brings a private equity operator’s mindset to the mortgage process. ]]></description><link>https://www.theworkingbanker.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Wed, 07 Oct 2026 07:27:42 GMT</lastBuildDate><atom:link href="https://www.theworkingbanker.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[FHA Loans: Where Flexibility Can Matter]]></title><description><![CDATA[FHA financing can be useful when a borrower or transaction needs more flexibility than a standard conventional structure provides.]]></description><link>https://www.theworkingbanker.com/news/fha-loans-where-flexibility-can-matter</link><guid isPermaLink="false">6a823b8c0184b89c47fc64ce</guid><pubDate>Sat, 29 Aug 2026 05:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/0f0f77_078c60a4223a41869aaeacfc604d5b45~mv2.jpg/v1/fit/w_960,h_540,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Lanie Pickham</dc:creator></item><item><title><![CDATA[Jumbo Loans: Financing Above Conventional Loan Limits]]></title><description><![CDATA[Jumbo financing is designed for higher-value transactions above standard conforming loan limits.]]></description><link>https://www.theworkingbanker.com/news/jumbo-loans-financing-above-conventional-loan-limits</link><guid isPermaLink="false">6a823bb50d24f7afd0f3e10f</guid><pubDate>Tue, 25 Aug 2026 05:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/0f0f77_8f5b29a4fa9042c6938d43e1cedecec3~mv2.jpg/v1/fit/w_960,h_640,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Lanie Pickham</dc:creator></item><item><title><![CDATA[Second-Home Financing: Get the Occupancy Story Right]]></title><description><![CDATA[Second-home financing can be relevant for a weekend house, beach property, or vacation condo.]]></description><link>https://www.theworkingbanker.com/news/second-home-financing-get-the-occupancy-story-right</link><guid isPermaLink="false">6a823bd7a7a7d1a936d853c5</guid><pubDate>Sat, 22 Aug 2026 05:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/0f0f77_1d5c8c71fe7b4eee8908eaa7b35ab610~mv2.jpg/v1/fit/w_960,h_640,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Lanie Pickham</dc:creator></item><item><title><![CDATA[Manufactured Home Financing: The Property Details That Matter]]></title><description><![CDATA[Manufactured housing is financed differently from a typical site-built home.]]></description><link>https://www.theworkingbanker.com/news/manufactured-home-financing-the-property-details-that-matter</link><guid isPermaLink="false">6a823bb40d24f7afd0f3e108</guid><pubDate>Sat, 15 Aug 2026 05:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/0f0f77_002a40b3c0b54003ac1f17d47a97eb58~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Lanie Pickham</dc:creator></item><item><title><![CDATA[Construction Loans: Finance the Build Before You Pick the Finishes]]></title><description><![CDATA[Construction financing has more moving parts than a normal home purchase.]]></description><link>https://www.theworkingbanker.com/news/construction-loans-finance-the-build-before-you-pick-the-finishes</link><guid isPermaLink="false">6a823bb40d24f7afd0f3e109</guid><pubDate>Sat, 08 Aug 2026 05:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_c76d9fc043144f488ce92c97b8edaff0~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Lanie Pickham</dc:creator></item><item><title><![CDATA[NOLA Lending Names Greg Gibson to Support Gulf Coast Mortgage Expansion]]></title><description><![CDATA[“Greg brings a strong combination of real estate knowledge, business development experience, and market familiarity to this role,” said Kim Nguyen. “As we continue to grow NOLA's mortgage presence across the Gulf Coast, his ability to build relationships and understand real estate transactions from multiple perspectives will be an asset to NOLA's customers and clients.”]]></description><link>https://www.theworkingbanker.com/news/nola-lending-names-greg-gibson-to-support-gulf-coast-mortgage-expansion</link><guid isPermaLink="false">6a69189394da60ff381a8397</guid><pubDate>Wed, 29 Jul 2026 05:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/0f0f77_0cc41ec624134a8b83ff1f481e7c3eca~mv2.png/v1/fit/w_1000,h_941,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Lanie Pickham</dc:creator></item><item><title><![CDATA[What Can Change After a Buyer Is Prequalified for a Home Loan?]]></title><description><![CDATA[Prequalification is based on a financial snapshot. Borrower and property changes can alter the loan before closing.]]></description><link>https://www.theworkingbanker.com/news/what-can-change-after-a-buyer-is-prequalified</link><guid isPermaLink="false">6a823bd7a7a7d1a936d853c1</guid><pubDate>Sat, 16 May 2026 05:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_2360585ca47644aabbb2f3fbf4e90cd8~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Lanie Pickham</dc:creator></item><item><title><![CDATA[First Federal Bank Announces Strategic Acquisition of NOLA Lending Group]]></title><description><![CDATA[LAKE CITY, Fla.  First Federal Bank announced that it has signed a definitive agreement to acquire NOLA Lending Group, the mortgage division of Fidelity Bank in Louisiana. The acquisition represents a significant expansion of First Federal’s residential mortgage platform and reinforces the bank’s long-term commitment to mortgage lending, community banking and personalized customer service.Through the acquisition, First Federal will expand its presence across Louisiana, Mississippi and Florida. ]]></description><link>https://www.theworkingbanker.com/news/first-federal-bank-announces-strategic-acquisition-of-nola-lending-group</link><guid isPermaLink="false">6a67b94865a8c8dd285e0072</guid><pubDate>Wed, 01 Apr 2026 05:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/0f0f77_913f2e0273b6488a82f68ec6a155c87c~mv2.jpg/v1/fit/w_800,h_400,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Lanie Pickham</dc:creator></item></channel></rss>